Breaking Debt Cycles
Breaking Debt Cycles
Breaking Debt Cycles
1 Apr, 2025

How to Repair Your Credit Score While Paying Down Debt

Using the Envelope System to Manage Your Spending and Debt
Breaking Debt Cycles
1 Apr, 2025

Using the Envelope System to Manage Your Spending and Debt

If you’re struggling to get a grip on your spending and feel like your debt is piling up faster than you can handle, let me start by saying: you're not alone. A lot of us have been…

How to Spot and Avoid Debt Traps This Year
Breaking Debt Cycles
22 Jan, 2025

How to Spot and Avoid Debt Traps This Year

When I was in my mid-20s, debt snuck up on me like an unexpected summer storm. One minute, I thought I had my finances under control—bills were paid, and I even had a little tucked…

Why Tracking Spending Is the Key to Breaking the Debt Cycle
Breaking Debt Cycles
22 Jan, 2025

Why Tracking Spending Is the Key to Breaking the Debt Cycle

I’ll be honest with you—it wasn’t long ago that I dreaded opening my banking app. The anxiety of seeing how much I owed (or didn’t have) was almost too much to handle. I was caught…

How to Pay Down Holiday Debt Without Stressing Your Budget
Breaking Debt Cycles
22 Jan, 2025

How to Pay Down Holiday Debt Without Stressing Your Budget

The holidays are magical, aren’t they? The twinkling lights, festive gatherings, and endless gift-giving. But all that magic often comes with a not-so-magical side effect—those dreaded…

How to Start the New Year by Breaking Free From Credit Card Debt
Breaking Debt Cycles
22 Jan, 2025

How to Start the New Year by Breaking Free From Credit Card Debt

There’s something beautifully refreshing about the start of a new year. It’s a blank slate, a fresh chapter, a time to dream big. But if you’re anything like I was a few years ago,…

The Debt Avalanche vs. Debt Snowball: Which is Right for You?
Breaking Debt Cycles
10 Oct, 2024

The Debt Avalanche vs. Debt Snowball: Which is Right for You?

<!-- safe --> If you’re here, chances are you’re ready to take control of your debt—and that’s a big deal. Whether it’s credit card balances, student loans, or medical bills, debt…