Why Tracking Spending Is the Key to Breaking the Debt Cycle
I’ll be honest with you—it wasn’t long ago that I dreaded opening my banking app. The anxiety of seeing how much I owed (or didn’t have) was almost too much to handle. I was caught in a debt cycle that seemed impossible to escape. I’d pay off one credit card just to max out another, and emergencies—no matter how small—always threw me off course.